On its website, Fundsz makes no mention of who owns or operates the business.
The domain name “fundsz.com” for Fundsz’s website was first registered in 2020. On May 5th, 2022, the private registration was last updated.
Kim Diaz and Rene Larralde are the two moderators of Fundsz’s official Facebook group (right).
A stock image is used to portray the phony profile of Kim Diaz. According to his Facebook page, Rene Larralde resides in the US state of Florida.
Maxous was run by Fundsz Larralde before:
According to the marketing slide above, Maxus was a pyramid scheme with a membership component.
In a formal marketing presentation, the remaining five Fundsz administrators are identified:
As Chairman of the Board, JP Valcarce looks to be in charge of Fundsz.
In addition, Juan Pablo Valcarce (right) is based in Florida. Neither of Valcarce’s aliases had any MLM history that I was able to confirm.
Valcarce held the position of Vice President of Sales for an industrial goods company from February 2019 until June 2021, according to his LinkedIn page. He then agreed to take a job with Encompass Health as a marketing liaison.
To learn more about the Fundsz MLM opportunity, keep reading.
Products from Fundsz
Fundsz doesn’t provide any goods or services for sale.
The Fundsz affiliate membership itself is the only thing that affiliates may promote.
The Compensation Plan for Fundsz
A monthly cost of $10 for Silver membership and $30 for Gold membership is paid by Fundsz affiliates.
Fundsz associates are eligible for greater bonuses when upgrading to Gold membership.
They can invest $10 to $10,000 after paying this cost. This is done with the promise of a weekly passive ROI that will never end.
Fundsz’s MLM division rewards the recruitment of affiliate investors.
Affiliates of Fundsz pay either $10 or $30 in membership dues each month.
On membership fees paid by individually recruited affiliates, Fundsz pays a 13 percent commission.
Referral Commissions Fundsz affiliates get 10% of ROI payments given to affiliates they manually recruited.
Down eight levels of recruitment, it appears that a residual commission is paid out on ROI payments. The official marketing presentation from Fundsz is vague in the information.
Monthly membership fees are used by Fundsz to pay for residual commissions.
Through a 48 matrix, Fundsz pays residual commissions.
A Fundsz affiliate is positioned at the top of a 48 matrix, with the following four spots immediately behind them:
The initial level of the matrix is made up of these four positions. These four places are divided into another four slots each to create the second level of the matrix (16 positions).
The matrix is generated from levels three to eight in the same way, with each level containing four times as many positions as the level before it.
Fundsz affiliates are directly and indirectly recruited to fill positions in the matrix.
On the fees paid by affiliates you bring into your matrix, a residual commission of 7% is paid.
Comparative Bonus (Car Bonus)
A 25% matching bonus is available to Fundsz affiliates with a gold membership on the revenue generated by personally recruited affiliates.
It’s unclear if commissions or incentives are excluded from this.
Fundsz associates with a House Bonus Gold membership are eligible for a 4 percent House Bonus that is “paid down to infinity.”
There is no mention of what the House Bonus is paid out on.
Fundsz affiliate membership costs $10 for Silver and $30 for Gold each month to join.
The Fundsz compensation scheme requires Gold membership to be eligible for everything.
Fundsz seems to have begun as a giving tactic disguising itself as a charitable organization.
Charitable contributions are one-way businesses, owners, and people give back.
Fundraising brings together like-minded, motivated individuals to support and spread awareness of a shared cause.
Millions of individuals all around the world may better their financial situation and quality of life with our combined assistance!
Peer-to-peer contribution payments were the company’s initial sales pitch. It looks like the company has failed.
While the cash gifting pyramid still exists, Fundsz now runs a cryptocurrency Ponzi scam.
“Staking” is the Ponzi scheme gimmick used by Fundsz. That involves purchasing a coin, storing it with a business, and earning a passive return on investment.
While Fundsz claims to achieve this for its investors, no specifics are given.
Nevertheless, affiliate investments are the sole verified source of income entering Fundsz.
The passive investment option offered by Fundsz is a securities offering, regardless of what they may or may not be doing behind the scenes.
The bulk of Fundsz administrators and leaders, as far as I can determine, is situated in Florida.
Currently, 61 percent of visitors to Fundsz’s website are from the US, according to estimates from SimilarWeb.
The SEC oversees the regulation of securities in the US. Juan Pablo Valcarce and Fundsz are not SEC-registered individuals.
At best, Fundsz is breaking the law by engaging in securities fraud.
At worst, Fundsz is conducting a 3 percent-per-week Ponzi scheme, engaging in securities fraud, and engaging in wire fraud.
The Fundsz MLM compensation plan violates the FTC Act because of its pyramidal structure.
A Facebook marketplace clone and “wealth academy instruction” are connected to Fundsz:
Securities and/or wire fraud are not made acceptable by the existence of a Ponzi scheme.
As with all MLM Ponzi scams, the fresh investment will cease as soon as affiliate recruiting does.
Due to a lack of ROI income, Fundsz will eventually fail.
The mathematics behind Ponzi schemes ensures that when they fail, the majority of investors lose money.